Diverse Population Uses Nursing Homes Less

Since the 1980s, the share of the U.S. population over 65 has grown steadily. At the same time, the share of low-income older people living in nursing homes has declined sharply. New research by the University of Wisconsin’s Mary Hamman finds that this trend is, to some extent, being driven by an increasingly diverse population of Hispanic, Black, Asian, and...

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How to Find a Black Financial Advisor

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. In 2020, the number of Black and Latino certified financial planners in the U.S. grew 12.6% from the previous year — certainly good news.... Chris Davis...

What Is Redlining?

Homeownership is a major goal for many people. Not only is a house the biggest purchase many will ever make, but owning a home is a way to build and transfer wealth. While nearly 75% of non-Hispanic white Americans were homeowners in 2020, the homeownership rate was almost 60% for Asian Americans and just over 49%... Linda Bell...

The Black Homeownership Gap: A Fair Housing Leader’s Solutions

The Black-white homeownership gap is larger today than it was in 1968 when the Fair Housing Act, which outlawed discrimination when Americans buy or rent a home, apply for a mortgage or seek housing assistance, was signed, according to a 2020 report from the National Fair Housing Alliance. Lisa Rice, president and CEO of the NFHA... Linda Bell...

5 IRA Mistakes You May Be Making

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. For some investors, IRAs may be long-term, hands-off investment vehicles. That doesn’t mean you should ignore them completely. This year, give a little love... Chris Davis...