How to Create a Retirement ‘Paycheck’

Your expenses don’t end when your paychecks do, but creating a reliable income stream in retirement can be tricky. The right choices can result in sustainable income for the rest of your life. The wrong choices could leave you uncomfortably short of cash. In fact, retirement includes so many important, potentially irreversible decisions that most... Liz Weston...

Annie’s Mac & Cheese for just $0.50 at Target!

Love Annie’s Mac & Cheese? Don’t miss this deal! You can grab cheap Annie’s Mac & Cheese at Target right now. Here’s how: Buy 3 Annie’s Mac & Cheese – $0.99 each Use 20% off Target Circle coupon Use $1/3 printable $0.46 each after coupons See more Target deals here. Thanks, Passionate Penny Pincher! Financial News Go

Marcus CD Rates: How They Compare

+ See a summary of Marcus CD rates Marcus by Goldman Sachs CD rates 2019 1-year: 2.05% APY 3-year: 2.10% APY 5-year: 2.15% APY Marcus by Goldman Sachs has some of the highest rates for certificates of deposit among online banks and a low minimum opening requirement of $500. It also offers competitive yields for... Spencer Tierney...

Talk Yourself Out of Buying a New Car

You’re looking at a $2,000 estimate to fix your car and, since it’s worth only about $2,000, it seems pretty clear it’s time to buy a new car. Or is it? Unfortunately, there’s no neat little mathematical formula that will tell you when to dump your old car. Instead, you’re faced with a ton of... Philip Reed...

What is a Sinking Fund?

A sinking fund is a sum of money set aside each month that is saved purposefully for a big purchase. Unlike a savings account or emergency fund, a sinking fund offers encouragement to spend it all once you’ve reached your goal.  Saving for a big purchase takes dedication, intention, and strategic planning to reach your goal. One way to intentionally...

Free Purpose-Driven Decluttering Challenge!

Declutter your home with purpose this month! Want some encouragement and accountability to declutter your home for the new year? Sign up for this FREE Clean Out with Love Decluttering Challenge! This decluttering challenge is unique in that it focuses on intention, love, and prayer as you clean items from your home. When you sign up, you’ll get a FREE printable packet...

Handy Money Rules of Thumb for a Quick Financial Checkup

To calculate a restaurant server’s tip, double the first number on the bill. A $62.47 tab gets a $12 tip. If the bill is more than $100, double the first two digits. That’s an example of a money rule of thumb that is imperfect but useful, which is the idea — inexact starting points for... Gregory Karp...

Investing habits to consider for the New Year

As Senior Vice President of Investments at Fundrise, I’ve seen successful investors come in all (financial) shapes and (bank account) sizes. There is, however, one thing that almost every accomplished investor has in common: they don’t achieve their financial goals accidentally. Investment success is usually the product of clear intentions, and the best investors make plans deliberately, employing strategies with...

Best Travel Credit Cards to Pay Cell Phone Bills

Cell phones have transitioned from a luxury to a necessity in today’s busy world. We spend a lot of money to have our cell phones by our side: According to the Bureau of Labor Statistics, the average person spends $1,188 per year on their cell phone bill. And the bill is much higher for a... Lee Huffman...

A CFP’s Money Checklist for January

From the Mint team: As you know, Mint is a free product you can use to help stay on top of your finances. So, how do we make money? We get paid by the advertisers on our site. This compensation may affect how and where products appear on the site (and in what order). Mint.com does not include all...