Best Personal Finance Software

Managing your money isn’t easy, so it’s no wonder that only 41% of Americans have a budget, according to the National Foundation for Credit Counseling. A budget is the most fundamental financial planning tool out there, and with one, you’ll have a better chance of reaching your short- and long-term financial goals. And if the “b word” makes you bristle,...

Don’t be broke: 5 wealth mindsets for a Rich Life

If you’re broke, things that people consider minor purchases can be a massive undertaking for you: Going out for meals and to bars Paying utility bills or rent Filling up your car with gas Heading to the movies Going on vacations Luckily, there is hope. In fact, building wealth can be easy, and dare I say it, fun, with just a few systems. However, all those...

Financial Success Is a Lifestyle Outcome, Not a Skill or a Fad

When I first started making financial changes in my life, I believed at first (and for a surprisingly long time after that) that the changes I was making to my life were largely short term changes. Sarah and I would “get ourselves on a good financial track” and we’d basically go back to the lifestyle we had before. As I...

5 ways to take control of your finances

It’s a question I’ve been asked since starting I Will Teach You to Be Rich more than a decade ago: “How do I take control of my finances?” At first, it can be hard to answer — especially if you’re in debt, unemployed, or a combination of both. BUT there’s good news: You can take control of your finances as long...

Upcoming money events that might be of interest to GRS readers

A lot of things have changed in the world of money since I founded Get Rich Slowly in April 2006. Nowadays, for instance, there are many more opportunities to meet up with like-minded folks in Real Life. From annual retreats like Camp Mustache to monthly meet-ups with Choose FI local groups, it's never been easier to connect with other...

Why Couples Retire Together – or Don’t

November 15, 2018 Why Couples Retire Together – or Don’t Married couples don’t necessarily know what the other spouse is thinking about retirement. This insight came out of a new Fidelity Investments survey that asked some 1,600 people if they knew when their significant other planned to retire. Only 43 percent answered the question correctly. This disconnect reveals just how few...

An Iterative Approach to Improving Your Finances (and Your Life)

My previous career (before “freelance writer”) was in software development. I worked in a research lab where I wrote custom software solutions for research scientists who wanted nice interfaces to do basic data mining tasks into a pretty large database of scientific information. This required me to not only know how to code, but to have a pretty robust...

Three Ways to Raise Your Credit Score Fast

Building good credit doesn’t happen overnight, and it can take years to establish a solid credit history. But if your credit score is in bad shape, there are a few things you can do to potentially raise your credit score fast – in as little as a month. Depending on what your credit report holds, quick credit-boosting strategies might include...

Should Freelancers Leverage an IRA?

One of the precious, oh-so-sweet things you give up when you go freelance is an employer-sponsored 401(k)—along with any matching contributions. But on the flipside, freelancers have quite a few options when it comes to saving for a retirement nest egg. If you’re wondering whether you should consider making contributions to an IRA retirement account, the short answer is a...

Challenge Yourself! 12 Simple Frugal Challenges You Can Do This Week

I’m a big fan of using the 30-day challenge to try out a particular daily routine or behavioral change in my life. It’s a big part of how I view life as being something of an experiment, one in which you’re constantly adjusting and trying new things. The goal is to introduce incremental improvements to your daily life until...