Should You Pay Off Student Loans or Buy a House?

You don’t have to choose whether to pay off student loans or buy a house. With the help of first-time home buyer programs, and if you’re able to build up enough emergency savings, you may be able to do both at the same time. Here are three ways to decide if that’s possible for you. 1. Calculate your down payment For many student loan...

Swell Investing Review 2018

In the increasingly crowded field of robo-advisors, Swell Investing stands out for two important reasons: It’s laser-focused on socially responsible investing (SRI), and customer portfolios are constructed entirely of stocks rather than the exchange-traded funds favored by other robo-advisors. For investors seeking to align their investment strategy with their values, Swell presents a compelling choice. Investors can choose from...

Borrower Beware: Freedom Debt Relief

Consumers considering doing business with Freedom Debt Relief, the nation’s largest debt settlement company, should know that authorities have repeatedly forced it to pay fines and make refunds to customers. In the latest enforcement action, the federal Consumer Financial Protection Bureau is suing Freedom Debt Relief, alleging that the California company charged customers without settling debts, made clients negotiate their...

How to Decide Between Direct and Nonstop Flights

It’s easy to think a direct flight and a nonstop flight are the same thing, but they’re far from it. Nonstop is simple: You go straight to your destination, no stops made. If you’re flying on a direct flight, you’ll stay on the same plane and make at least one stop. Stops can take up to an hour while some passengers...

Today Only: Earn a Free Travel Gift Card When You Buy a Google Fi Phone

Considering switching your phone service to Google Fi? You can earn a travel gift card for the same price as your new device as part of a limited, one-day deal. Here’s what you need to know: The promotion expires at 11:59 p.m. Pacific on Nov. 28, 2018 or while supplies last. You must be a U.S. resident. New customers who transfer from an...

How to Save Money on Groceries When You Live in California

I have been following this blog for several years now and love it! What I am challenged by are the grocery savings that many of you are able to enjoy in other parts of the U.S. I reside in California and grocery prices are very high here. I am unsure how I would only spend $70 a week on groceries...

Security Service Federal Credit Union Review: Checking, Savings and Certificates

4.0 NerdWallet rating Where Security Service shines: No minimum balance required to avoid a monthly fee on basic checking. Competitive rates and minimum deposits on certificates. Special services for members of the military. Participates in shared branching. Where Security Service falls short: Low interest on basic savings. Hefty balance required to avoid the monthly fee on interest checking. Where Security Service shines: No minimum balance required to...

Service Credit Union Review: Checking, Savings and Certificates

4.5 NerdWallet rating Where Service shines: Multiple checking options with no monthly maintenance fee. Great rates on share certificates. Special programs for eligible military and government employees. Participates in shared branching. Where Service falls short: Low rates on traditional savings. Where Service shines: Multiple checking options with no monthly maintenance fee. Great rates on share certificates. Special programs for eligible military and government employees. Participates in shared branching. Where Service...

Credit Card Experts Aren’t Immune to Credit Card Debt

Anyone can end up with credit card debt. The important thing is what you do with it. NerdWallet’s Credit Cards content team talks about how they’ve dealt with their own credit card debt, the mistakes they’ve made in both running up and paying down debt, and what, if anything, they’d do differently. NerdWallet’s Credit Cards Content team Credit card...

When Is the CSS Profile Deadline?

The CSS Profile deadline isn’t the same for each school. If you’re applying to multiple schools, submit the application no later than two weeks before the earliest deadline. For the 2019-20 school year, the opening date for the CSS Profile was Oct. 1, 2018 — the same day as the other, more widely used financial aid application, the Free Application for...